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kenen
28th November 2008, 09:12 PM
I heard you can create a profile by using someones Info and opening up a credit card, then using it for a few months till you get a certain amount. Does anyone know how it works and what you need to do to get that working like a guide?

odin_dax
28th November 2008, 10:05 PM
I heard you can create a profile by using someones Info and opening up a credit card, then using it for a few months till you get a certain amount. Does anyone know how it works and what you need to do to get that working like a guide?

Welcome to the board, kenen. For your benefit, we have the forum rules posted. Please start only one thread in one forum. We'll all read it. :afro:

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Now, by "profiling" do you mean credit report/score? Basically, that's ID theft. There are numerous professional and amateur texts/documents/reports that explain how to go about doing this sort of thing. It's like hacking, there is no one-in-all magical guide to show you how to be a criminal. If you really want to know, then you're on the right track by asking questions. The best answer I can give you is to research what information a specific bank requires, how they use it and what systems they check against it. (I've never heard of a credit card company issuing a card without a bank account attached to it, but I may be wrong.) It would be a shame for you to steal someone's identity who has a warrant out, etc, etc, etc. If you ever get one, then we'll discuss things further.

If it's not a question of credit scoring, then I don't understand your question(s), but I will be happy to help you further, depending on your clarification.

.VX
29th November 2008, 01:13 AM
I assume what you're tlaking about is Identity Theft.

Basically, if you get enough information about someone, then you can apply for a copy of their birth certificate, using that, open up X amount of bank accounts, and then apply for X amount of Credit Cards, all in their name.

That's the jist of it, obviously, there's a little bit more to it in terms of not getting caught, and getting the information in the first place, but that'll hopefully help you a bit.